- How to Check for Identity Theft (2023)
Identity theft is a significant threat in today's digital age. It involves the unauthorized use of personal information to commit fraud or theft. Here's how you can identify and address this issue effectively:
1. What …
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- How to Report Identity Theft
Key Insights
Act Swiftly: Prompt action minimizes financial damage and unauthorized use of your identity.
Gather Evidence: Keep thorough documentation of unauthorized transactions and communications.
Involve Autho…
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- How to Prevent Identity Theft
Key Insights
Vigilance Matters: Regularly monitor accounts for suspicious activity and report anomalies immediately.
Secure Sensitive Data: Protect documents like Social Security cards, passports, and financial stat…
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- How to Avoid the Grandparent Scam
The \"Grandparent Scam\" targets seniors by exploiting their love and concern for their grandchildren. Here's how to identify, avoid, and protect against this scam:
How the Grandparent Scam Works
The Setup: Scammers…
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- A List of Common and Uncommon Scams
Spoofing Scams
Caller ID Spoofing: Fake caller IDs make it appear a trusted number is calling.
Email Spoofing: Fake "from" addresses on emails. Don’t trust links or attachments.
SMS Spoofing: Messages that seem to come…
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- A FAKE Gurus Database
This breakdown highlights the red flags, positives, and key product/course details for each individual in Mindset, E-commerce, Business, and Real Estate niches.
INVESTING
1. Thomas Kralow
Nationality: Latvian \uddfb …
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- Common Phone Scams in India: How They Work and How You Can Stay Safe
Phone scams in India have grown increasingly sophisticated, targeting unsuspecting individuals to steal money, personal information, or access to sensitive accounts. These scams often involve fraudsters pretending to be…
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- Common Indian WhatsApp Scams: How They Work and How to Protect Yourself
WhatsApp is one of the most widely used messaging platforms in India, making it a prime target for scammers. These scams often exploit users' trust and lack of awareness to steal money, personal information, or access t…
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- Tips and Experiences for Constructing Your Own Home??
Building your home can be a rewarding but challenging experience, especially when managing costs by purchasing raw materials directly. Here’s a consolidated guide based on shared experiences and professional advice:
…
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- Guide to Base Cover + Super Top-Up Health Insurance Policies?
This research offers an in-depth analysis of health insurance options in India, focusing on base cover and super top-up policies. It evaluates plans based on coverage, cost, claim ratios, and other key features.
1. K…
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- Guide to Assessing a Bank's Riskiness for Your Deposits?
Key Metrics to Evaluate a Bank’s Stability:
Capital Adequacy Ratio (CAR):
Measures a bank’s ability to absorb losses.
Formula:
[ \text{CAR} = (\text{Capital Reserves + Shareholder Funds}) / \text{Risk-Weighte…
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- Beginner's Guide to Investing in the Bond Market and Debt Mutual Funds?
Bonds and debt mutual funds provide a low-risk, stable investment option and help reduce overall portfolio volatility. Here’s a beginner-friendly breakdown:
1. What is a Bond?
Definition: A bond is a loan given by an …
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- Beginner's Guide to Investing in the Stock Market and Mutual Funds?
1. Start with a Goal
Identify why you're investing:
Generic goals: "To build wealth" or "Save for retirement."
Specific goals: "Buy a home in 10 years" or "Save for children’s education in 20 years."
Goal Duratio…
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- Calculating Term Insurance and Choosing the Right Plan?
1. How to Calculate Term Insurance:
Monthly Expenses Formula:
Multiply monthly expenses by 200 to calculate the term insurance amount needed.
Example:50,000 monthly expenses50,000 × 200 =1 crore coverage.
This …
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- Odds of Getting Scammed While Buying Property?
Common Risks:
Fake ownership claims.
Selling disputed or encumbered properties.
Unaccounted payments leading to loss of legal standing.
Misrepresentation of property details (e.g., amenities, approvals).
Structural or…
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- Finance Tips for Young Salaried Professionals?
Prioritize Term Life Insurance:
Opt for a vanilla term life insurance policy with coverage of50 lakhs to5 crore, based on your affordability.
Buying early locks in lower premiums for the rest of the term.
It's for fin…
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- Building a Cost-Effective Dream Home
Building your own home offers freedom and customization that flats cannot, but it requires careful planning and smart cost-saving techniques. Here’s how families have achieved spacious, personalized homes at a fraction …
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- How to Compare Pure Term Life Insurance Policies
When choosing a pure term life insurance policy, focus on the essentials that align with your needs. Here's a step-by-step guide:
1. Understand Pure Term Insurance
Definition:
A policy offering financial protection …
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- When Will Banks Stop Fleecing Us?
1. Rising Charges on Basic Banking Services
Banks increasingly charge for formerly free services, such as deposits and withdrawals after a set limit.
Customers face frequent and arbitrary increases in fees, often wit…
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- CIBIL: A Simple Guide to the Credit Score System
This post by Subra sheds light on the credit scoring system in India, highlighting its flaws and implications for the common person. Here’s a summary of the main points:
1. Credit Score: Not Always a Tool for Help
Pur…
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