What Is PayPal?

• A digital payment platform founded in 1998, facilitating secure online transactions.
• Serves over 300 million users in 200+ markets worldwide.
• Parent company to Venmo, Zettle, and other payment services.

Key Features for Businesses

• Global Reach

• Supports transactions in 200+ countries and multiple currencies.

• Ease of Integration

• Add a PayPal button to your existing website checkout page without needing a developer.

• Flexible Payment Options

• Accepts PayPal, credit/debit cards, Venmo, and PayPal Credit.

• Customers don’t need a PayPal account to pay.

• In-Person Payments with Zettle

• Accepts magstripe, chip cards, and contactless payments.

• Includes business tools like inventory management and reporting.

• Business Payments

• Link securely to your bank account to pay suppliers, employees, and more.

Security and Fraud Protection

• Two-Step Verification and End-to-End Encryption safeguard transactions.
• Includes seller protection for minimizing chargebacks and disputes.
• 24/7 monitoring for potential fraud.

Costs and Fees

• Account Setup: Free to open; no monthly fees for basic business accounts.
• Transaction Fees: Based on payment type:

| Type | Rate | Fee |
|-----------------------------------|-------------|-----------|
| Digital payments (e.g., Venmo) | 3.49% | $0.49 |
| Standard credit/debit payments | 2.99% | $0.49 |
| In-person payments (Zettle) | 2.29%-3.49% | $0.09 |
| Donations | 2.89% | $0.49 |
| Charity transactions | 1.99% | $0.49 |
| QR code payments (> $10) | 1.9% | $0.10 |

• Monthly Fees:
• PayPal Pro: $30/month.

• Payments Advanced: $5/month.

• Additional Fees:

• Chargebacks and instant transfers incur extra charges.

Who Uses PayPal?

• Open to anyone with a personal or business account.
• Ideal for businesses seeking global scalability and secure payment solutions.

Why Choose PayPal for Your Business?

• Trusted Platform: Recognized worldwide with strong customer trust.
• Versatility: Works for e-commerce, in-person sales, and international transactions.
• Security: Advanced fraud protection and compliance with global standards.

Whether you're a small business owner or scaling operations globally, PayPal offers tools for seamless, secure payment processing.

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