How to Protect Yourself When Buying a Used Car

On February 16, 2025 By newsroom Topic: Automotive

Purchasing a used car can save money, but it also comes with risks. Follow these 7 steps to avoid costly mistakes and ensure your car is reliable and safe:


1. Don't Skip the Test Drive

  • Why: A test drive reveals potential mechanical or cosmetic issues.
  • What to Do:
  • Check for unusual sounds like squeaks or rattles.
  • Inspect for paint overspray, which may indicate past accidents.
  • Look for mildew smells, which could suggest water damage.
  • Avoid vehicles with signs of deep water exposure, as it can lead to long-term electrical problems.

2. Check the Car’s Title

  • Why: To avoid unexpected legal or financial issues.
  • What to Do:
  • Ensure the seller has the title on hand.
  • Look for indicators like flood damage or whether the car was a lemon law buyback.
  • Verify the odometer reading and ensure there are no liens on the vehicle.

3. Expect a Free Vehicle History Report

  • Why: A history report offers insight into accidents, ownership, and maintenance.
  • What to Do:
  • Obtain reports from reputable sources like Carfax or AutoCheck.
  • Cross-check with free options like VinCheck from the NICB or NMVTIS reports.
  • Look for signs of odometer tampering, unreported accidents, or outstanding recalls.

4. But Don’t Rely Solely on Reports

  • Why: Reports may miss incidents not reported to insurance or police.
  • What to Do:
  • Stay vigilant and look for signs of hidden damage.
  • Be cautious with rental vehicles, as self-insured companies might not report damage.
  • Remember that it can take months for incidents to show up on reports.

5. Check for Recalls

  • Why: Unaddressed recalls can pose safety risks.
  • What to Do:
  • Use the car’s 17-digit VIN on nhtsa.gov/recalls.
  • Ensure all recall repairs are completed by a new-car dealer for the specific brand.
  • Don’t buy vehicles with open recalls until repairs are finished.

6. Contact the Previous Owner

  • Why: Gain valuable insights into the car’s history and maintenance.
  • What to Do:
  • Ask the dealer for the previous owner’s contact info.
  • Look for clues, such as documents in the glove box or on the title.
  • Verify any claims made about the car’s history.

7. Get a Mechanic’s Inspection

  • Why: An expert opinion can reveal hidden problems.
  • What to Do:
  • Have a trusted mechanic inspect the car for accident damage or mechanical issues.
  • Use the findings to negotiate the price or request necessary repairs before purchase.
  • If the seller refuses an inspection, consider walking away.

Extra Tips for a Successful Purchase

  • Be patient and shop around for better deals.
  • If the seller lacks proper documentation or seems evasive, it’s a red flag.
  • Remember, a thorough inspection can save you from expensive surprises later.

With these steps, you’ll be well-equipped to make a safe and confident used car purchase!


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