How to Buy a Used Car Now

On February 25, 2026 By newsroom Topic: Automotive

Buying a used car can save money, but it requires careful planning to find a reliable vehicle at the right price. Here’s a step-by-step guide to help you navigate the process.

1. Key Factors to Consider

Safety Features
- Look for automatic emergency braking (AEB) with pedestrian detection and blind-spot warning systems.
- Prioritize models with advanced driver-assistance systems (ADAS) if available.

Reliability
- Check car reliability ratings to narrow your options.
- Always have a trusted mechanic inspect the car before buying.

Age and Mileage
- Vehicles 3-5 years old offer good value and often have modern safety features.
- Consider certified pre-owned (CPO) cars for peace of mind and extended warranties.
- Use tools like Experts' Car Value Estimator to ensure you’re paying a fair price.

2. Explore Your Buying Options

Online Searches
- Use platforms like Experts' Used Car Marketplace, TrueCar, Craigslist, and Facebook Marketplace.
- Be ready to act quickly as good deals move fast.

Lease Buyouts
- If leasing, consider buying your leased car.
- You might secure better value compared to leasing a new car in today’s market.

Opt for Less Popular Models
- Sedans, hatchbacks, and front-wheel-drive SUVs are often more affordable.
- Used EVs can be great deals, with potential $4,000 tax credits for EVs under $25,000.

3. Smart Financing Tips

Pre-Approved Loans
- Get pre-approved by your bank or credit union before visiting a dealership.
- Use pre-approval as power during negotiations.

Avoid Extended Warranties
- Extended warranties are often unnecessary and can be costly.
- Focus on cars with a solid reliability history or opt for factory-certified pre-owned vehicles.

Skip Used Car Leases
- Leasing a used car comes with financial risks and potential high repair costs.

4. Inspect Before You Buy

Check Vehicle History
- Use Carfax or similar services to check for accidents, regular maintenance, and ownership history.

Physical Inspection
- Look for rust, leaks, and signs of repair under the car.
- Check for odors like mildew (flood damage) and ensure all buttons, knobs, and features work.

Test Drive
- Evaluate comfort, visibility, and controls.
- Check for smoke, vibrations, burning smells, and any post-drive leaks.

Professional Inspection
- Have a mechanic thoroughly inspect the car, especially for older models.
- For EVs, ensure the battery health is assessed.

5. Negotiating and Finalizing the Deal

Fair Pricing
- Use tools like Experts' Car Value Estimator or Kelley Blue Book to confirm pricing.
- Avoid overpaying to prevent ending up underwater on your loan.

Closing Tips
- Double-check warranty terms or service contracts.
- Understand what the plan covers if you opt for additional warranty coverage.

Pro Tips for Success

Be patient yet decisive: Good deals sell fast, but don’t rush and overlook critical checks.
Stick to your budget: Don’t let high monthly payments strain your finances.
Look beyond trends: Consider sedans and EVs, which may offer better deals than SUVs or trucks.

With research and preparation, you can drive away in a reliable car that fits your budget and needs!