How to Buy a Car Online?

On February 16, 2025 By newsroom Topic: Automotive

Buying a car online can streamline much of the process, but most states require in-person signatures for sales contracts. Here's how to navigate car shopping remotely and minimize time at the dealership.


1. Research & Shortlist

  • Identify Needs: Decide on the model, trim, and features that suit your lifestyle.
  • Check Inventory: Search online for dealers with your preferred vehicle. Be ready to explore nearby or out-of-state dealerships for availability.

2. Communicate Remotely

  • Reach Out: Use phone, email, or text to connect with dealerships.
  • Test Drive: Schedule test drives in advance to minimize waiting time. Take notes during the drive to refine your preferences.

3. Negotiate From Home

  • Compare Prices: Request price breakdowns from multiple dealerships.
  • Avoid Hidden Fees: Ensure no unnecessary add-ons or fees are included.
  • Leverage Competition: Share quotes from different dealers to encourage better offers.

4. Find Discounts & Financing

  • Ask About Incentives: Look for loyalty, conquest (switching brands), or promotional discounts to reduce costs.
  • Secure a Loan: Preapprove financing through a bank or credit union to set a baseline for dealer financing.
  • Focus on Total Cost: Don’t let dealers distract you with low monthly payments—factor in taxes and insurance.

5. Finalizing the Deal

  • In-Person Signing: Most states require physical signatures for sales contracts. Prepare to visit the dealership for this step.
  • Be Firm: If pressured into unnecessary add-ons or unfavorable terms, don’t hesitate to walk away.

Tips for Success

Set Clear Expectations: Inform dealers of your time constraints and budget before visiting.

Stay Organized: Gather proof of insurance and financing before heading to the dealership.

Use Online Tools: Platforms like Carvana or Build & Buy Service can simplify the buying process.


Next: Read 2500+ consumer guides to shopping, electronics, appliances, home services, cars, money and more.
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