How to Buy a Car Online?

On February 25, 2026 By newsroom Topic: Automotive

Buying a car online can streamline much of the process, but most states require in-person signatures for sales contracts. Here's how to navigate car shopping remotely and minimize time at the dealership.

1. Research & Shortlist

Identify Needs: Decide on the model, trim, and features that suit your lifestyle.
Check Inventory: Search online for dealers with your preferred vehicle. Be ready to explore nearby or out-of-state dealerships for availability.

2. Communicate Remotely

Reach Out: Use phone, email, or text to connect with dealerships.
Test Drive: Schedule test drives in advance to minimize waiting time. Take notes during the drive to refine your preferences.

3. Negotiate From Home

Compare Prices: Request price breakdowns from multiple dealerships.
Avoid Hidden Fees: Ensure no unnecessary add-ons or fees are included.
Leverage Competition: Share quotes from different dealers to encourage better offers.

4. Find Discounts & Financing

Ask About Incentives: Look for loyalty, conquest (switching brands), or promotional discounts to reduce costs.
Secure a Loan: Preapprove financing through a bank or credit union to set a baseline for dealer financing.
Focus on Total Cost: Don’t let dealers distract you with low monthly payments—factor in taxes and insurance.

5. Finalizing the Deal

In-Person Signing: Most states require physical signatures for sales contracts. Prepare to visit the dealership for this step.
Be Firm: If pressured into unnecessary add-ons or unfavorable terms, don’t hesitate to walk away.

Tips for Success

Set Clear Expectations: Inform dealers of your time constraints and budget before visiting.

Stay Organized: Gather proof of insurance and financing before heading to the dealership.

Use Online Tools: Platforms like Carvana or Build & Buy Service can simplify the buying process.