How to Become a Crorepati by Investing50 Daily?

On February 25, 2026 By newsroom Topic: India Money Advice

The power of compounding, combined with disciplined investment, can help you achieve the dream of becoming a crorepati. Here’s how:

The Plan

Start Early
Example: If you’re 24 years old, invest ?50/day or ?1,500/month in a diversified mutual fund via SIP.
Assume an Annual Return of 12%
This is a realistic expectation for diversified mutual funds over the long term.
Keep Investing for 36 Years
With consistent investments, you’ll accumulate1 crore by the time you’re 60.

Illustration

Mr. ABC starts investing1,500 monthly at 24 years old:
- Investment Duration: 36 years.
- Total Investment:6,48,000 (?1,500 x 12 months x 36 years).
- Final Corpus: ?1 crore (assuming 12% annual return).

Age-Wise Investment Requirement

If you start at a different age, here’s how much you need to invest daily to reach1 crore by 60:

| Starting Age | Daily Investment (?) | Monthly Investment (?) |
|-------------------|--------------------------|-----------------------------|
| 20 years |30 |900 |
| 24 years |50 |1,500 |
| 30 years |95 |2,850 |
| 40 years |265 |7,950 |

Investment Growth Table

To understand how your money grows:

| Time Frame (Years) | Monthly Investment (?) | Returns at 12% |
|-------------------------|----------------------------|--------------------|
| 5 |1,500 |1,15,265 |
| 10 |1,500 |3,60,820 |
| 20 |1,500 |14,20,730 |
| 36 |1,500 | ?1 crore |

How to Accelerate the Process?

Invest Higher Amounts
Increase your SIP contribution as your income grows.
Start Earlier
The earlier you begin, the more time compounding has to work its magic.
Choose High-Growth Assets
Diversified mutual funds, equity, or stocks can provide returns of 12-18% or higher.

Summing it up

The key to becoming a crorepati lies in:
- Regular investments.
- Choosing high-return asset classes.
- Starting early to power the power of compounding.

So, when are you starting your1,500/month investment?