10 Quick Ways to Double Your Money
On February 25, 2026 By newsroom Topic: India Money Advice
Here’s a concise list of risky and safe ways to grow your wealth:
Risky Ways
- Stock Market
- Returns: 0-100% (potentially higher with smart investments).
- Time to Double: Depends on market performance, potentially 1-3 years.
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Example: Lupin stocks grew by 70% in a year (2013).
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Small Business
- Returns: 0-100% or more (profits depend on business success).
- Time to Double: Varies widely; requires due diligence.
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Note: High risk but high reward if the business thrives.
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Lending Money
- Returns: High interest rates can double money in 4-5 years.
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Risk: Loan defaults if borrowers fail to repay.
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Gold & Gold ETFs
- Returns: Historically 22-24% (2007-2012).
- Time to Double: 3 years (in bullish gold markets).
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Caution: Gold prices fluctuate; recent trends have shown slower growth.
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Real Estate
- Returns: Significant appreciation in 5 years.
- Risks: Market slowdown or illiquidity can impact returns.
Safe Ways
- Mutual Funds
- Returns: 10-12% annually.
- Time to Double: 6-7 years.
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Tip: Invest in large-cap or blue-chip funds for stability.
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Company Fixed Deposits
- Returns: 11-12.5% annually.
- Time to Double: 6-7 years.
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Risk: Moderate; assess the company's financial health first.
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Debt-Based Mutual Funds
- Returns: 9-11%.
- Time to Double: 7-8 years.
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Safety: Safer than equity-based funds but lower returns.
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Bank Fixed Deposits (FDs)
- Returns: 8-9.5% annually.
- Time to Double: 8-9 years.
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Advantages: Low risk and highly secure.
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Bonds
- Returns: ~8%.
- Time to Double: 9 years.
- Best For: Conservative investors seeking stability.
Bonus: Rule of 72
- Formula: 72 ÷ Expected Annualized Return = Years to Double.
- Example: At 10% return, money doubles in 7.2 years.
Pro Tip:
Mix risky and safe investments for diversification. Match your choices to your risk tolerance, goals, and time horizon!
