While the poor (and salaried) like the rise of electronic payments - the direct bank-to-bank money transfers - salary or subsidy, it doesn\'t matter, as long as you get the money fast and secure.

But, consider the flip side:

1. government and companies will have a watch and control over your transactions;

2. people with bad intent may steal your digital identity and away goes your money;

3. you will tend to spend more than you have (as many banks offer credit after seeing yoour bank balance), and

4. when you held that paper money in your hands, the friction you felt was the sweet friction of feeling life happen, not some bits wandering around on some server.